Financial Tools
Affordability Calculator.
Find out how much home you can afford based on your income, debts, and down payment.
How Much Can You Afford?
Enter your financial details to see your estimated maximum home price.
$437,543
You Can Afford Up To
$2,800/mo
Maximum Monthly Housing Budget
Principal & Interest
$2,212
Property Tax
$438
Insurance
$150
$87,509 down
This calculator provides estimates based on the 28/36 DTI rule. Actual affordability depends on your credit score, lender requirements, and other financial factors.
The 28/36 Rule
Most lenders use the 28/36 rule: your housing costs should not exceed 28% of gross income, and total debt should stay below 36%. This calculator uses these ratios to give you a realistic estimate.
Beyond the Numbers
Affordability is more than a number. Your lifestyle, goals, and comfort level all matter. Let's discuss what makes sense for you — not just what the math says.